Consumer Credit Counseling Service

Use your tax refund wisely

Dear Ken: I just finished my federal and state taxes, and I am getting a nice tax refund of more than $3,500. What would you suggest I do with it? A: First, take a deep breath. If you are like most people, you already have plans for that refund, and you should know that by…

No shortage of mistakes in money matters

Someone asked me the other day what makes me qualified to give advice on money matters. I replied that I have seen a lot of people make some simple money mistakes. In most cases, poor decisions are because of personal stress and not understanding the consequences of our actions. Here are some of the most…