How you benefit from a Debt Management Plan


Our nationally certified credit counselors at CCCS will work with you and your creditors to build a manageable budget. We then manage the repayment of your debt. We will contact your creditors for you and negotiate the following:

  • Lower interest rates
  • Lower payments
  • Late fees and over the limit fees
  • Re-aging of delinquent accounts

You will make one monthly payment to our agency and we will disperse the funds to your creditors. Over time, your credit score will also improve.