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Home » News Articles » 10 Warning Signs of Too Much Debt

  •  You spend more than 20 percent of your monthly take-home (net) income on consumer debt. (Credit cards, loans, etc.)
  • You don’t know how much money you actually owe.
  •  You miss payments or pay them late.
  • You have been refused credit.
  • You have overdrawn your checking account more than three times in the past year.
  • You borrow to pay off other debts.
  • You only make the minimum payment on bills.
  • Debt collectors are calling.
  • You borrow from retirement accounts or use credit cards to pay monthly bills.
  • You have to take an extra job just to pay your bills.

Do YOU have any of these signs? Your credit counselors can help! Let’s talk about it…