Dedicated to your quality of life.

We know that financial difficulties impact every area of life—including relationships, emotions, and overall well being. Our education, counseling, advocacy, and financial management programs can help you find financial freedom.

“Formulate a goal you’re trying to achieve. If you’re in a relationship, this is not a talk — it’s an ongoing conversation. Perhaps earmark having the discussions twice a year when the time changes, coinciding with that reminder to change the batteries in smoke detectors. Have the talks when you change your clocks, ’cause time waits for no one.”

–Clark Howard

Dedicated to the financial health of our community.

Working to give you relief and create security for your financial future. 

Our Mission

At Consumer Credit Counseling Service, our mission is to help individuals and families in our Wisconsin and Minnesota communities achieve financial stability to improve their quality of life. Financial stress can make you feel alone, but, through our education, counseling, and debt management services, we will walk with you on the path to financial freedom.

Our History

Since 1912, we’ve been committed to helping people in Minnesota and Wisconsin. As a nonprofit organization, we provide confidential financial assessments, counseling, financial education, debt management, and other special programs.

Helping families like yours for over 100 years.

That’s the kind of legacy you can trust.

Created for and dedicated to our neighbors.

Envisioning a future of financial stability in Minnesota and Wisconsin.


At Consumer Credit Counseling Service, we believe that creating financial literacy in our local communities will have a positive impact far beyond your bank account. Financial wellness creates healthy, happy communities, builds housing stability, and empowers our neighbors to feel free from financial troubles.

Accreditation and Certification

CCCS is affiliated with the National Foundation for Credit Counseling (NFCC) and accredited through the Council of Accreditation. We are licensed, bonded and regulated by the Wisconsin Department of Financial Institutions and the Minnesota Department of Commerce. We are a Housing and Urban Development (HUD) approved counseling agency and approved by the Executive Office of the United States Trustees to provide bankruptcy counseling and education programs. We are a United Way Agency. 

Our NFCC Certified Consumer Credit Counselors are required to take ongoing continuing education classes and attend regular training. In addition, our counseling staff have certifications in housing counseling, student loan counseling, foreclosure prevention, and loss mitigation.

Certified to assist with your financial situation.

And committed to ongoing education to continue serving you.

Ready to partner with us?