Your guide on a path to financial wellness.
Are you ready to experience more confidence and stability in your finances?
Your guide on a path to financial wellness.
Are you ready to experience more confidence and stability in your finances?

At CCCS, we help you...
What You Can Expect with Us
Reduced debt
Increased savings
Improved credit score
Confidence using a budget
Achieve financial goals
Financial stability
Better prepared for unexpected expenses
What our customers are saying:
STEP 1
Reach Out
Fill out the contact request form or call: 1 (800) 350-2227.
STEP 2
Connect
One of our team members will reach out to discuss your needs and set up an appointment with one of our certified counselors.
STEP 3
Strategize
Meet with your counselor to strategize about reaching your financial goals.
STEP 4
Be Empowered
Leave feeling empowered to take control of your finances and know you can always reach out to your counselor for ongoing support.
Your 1-Hour Free Consultation Includes:
Ready to stop stressing about money?
The majority of our clients increase savings and decrease debt by 10% in only six months. You can too.
Timely Tips from CCCS

Navient Student Loan Settlement: Who, What, When & How?
The settlement reached last week with Navient is intended to resolve claims that Navient allegedly improperly steered some federal student loan borrowers into forbearance – instead of federal student loan relief programs, like Income Based Repayment, and issued high-interest private student loans to borrowers attending predatory for-profit schools where they were unlikely to succeed or…

Student Loans: Payment Pause Extended Through May 1, 2022
Hear ye! Hear ye! Okay, now that I hopefully have your attention…the “rumors” are correct. If you have federal student loans, your payments do not (have to) begin again until May 1, 2022. If you were unaware, they were due to begin end of January 2022. Why the “have to”? If you noticed, I said…

BNPL?? What the Heck Is It? And What the Heck is It NOT?
Recently, I had a client with a multitude of small payments due that I was wondering what is going on here? They were adding up SO fast that the client had simply lost track and needed some help. Welcome to BNPL. Buy now, pay later (BNPL) is a payment plan that lets you break up…

How Not to Get Wrapped Up in Holiday Overspending
Give yourself the gift of a “financial stress-free” holiday this year! You deserve it. It’s been a hard-enough year. It IS possible to celebrate without spending all of your cash or maxing out your credit cards. Stay on budget…and don’t get wrapped up in holiday spending!! (See what I did there?) Set Holiday Spending Limits…
Are you or a loved one unable to manage your finances?
Check out our sister agency Advocacy Programs.