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Debt Management Program


CCCS is proud to be a licensed Debt Management Program (DMP) agency, and our nationally certified credit counselors will be able to assist you with exploring this as a route to becoming debt-free.

A Debt Management Program (DMP) is a scheduled debt repayment plan with the goal of helping your creditors receive their money and improving your financial security and credit score. A DMP is designed to run for three to five years, after which all credit cards on the plan will be paid in full. As a licensed agency, CCCS has pre-defined allowances and rates with many major creditors. These can include lower interest rates, lower monthly payments, and the re-aging of past due balances.

At CCCS, we have helped hundreds of people erase credit card debt and become debt-free!