Consumer Credit Counseling Service News Articles


Don’t buy bottled water. Seems cheap, but it gets expensive fast. Settle for a filter and you can use tap water! Bonus: Better for the environment too.

Make your own coffee. Seems obvious. Use a coffee maker or even a French press instead. Even if you add a flavored creamer…still much less painful on the budget.

Throw almost-spoiled veggies in the freezer. Toss those nearly spoiled veggies in the FREEZER instead of in the trash. Use for smoothies!! Cuts your waste down too.

Break out the slow cooker. Cooking in bulk really helps cut down the costs associated with more individual-size meals.

Eat your leftovers. Obviously.

Wash with cold water. Unless you have serious stains or odors you’re trying to remove, most clothes can wash cold without an issue. And many times, for the better!

Lower the temp on your water heater. Check your water heater. You generally don’t need the temperature to be above 120 degrees, and higher temps come with higher fees.

Check your HVAC filter. If you haven’t done recently, change it. Inefficiency is costing you money.

Consider switching credit cards. ONLY if a change to a specific credit card will offer the best rewards for your current spending habits…i.e. on travel. Get a travel rewards card.

Use a budgeting app. You need to develop awareness of your spending habits. See exactly how your impulse buys really do shape your monthly budget.

Use coupons. Coupons are essentially cash. Do a 30 second search for coupons if you buy on-line too.

Pay bills online. Save yourself from late fees! Set up auto-pay. Also removes the need for postage!

Unsubscribe from services. If you haven’t used a service that you subscribe to in the past month, cancel it.

Use your library. Guess what? They have free online services like ebooks and even streaming services!

Go outside. Simple. Free. And a great way to mix up the day, get some exercise and remind yourself that your home is not your whole world.

Start a garden. You can get plenty of seeds for under $20, and that will translate into much more than $20 worth of food in the following months.