Tip of the Week

We ALL make mistakes. That’s a given. And we all know about learning from our mistakes. You’re not alone if you’ve made a few financial mistakes. While money mistakes are arguably subjective, there are a handful of missteps that experts agree you can easily avoid. Here are 5 common money mistakes and steps you can…

January is the month of “new beginnings”, “fresh starts”, “do-overs”. And finances usually top the list. Don’t be fooled by credit repair scams. Good credit is important for many reasons. It makes it easier to get a credit card or loan with favorable terms. Bad credit can make it difficult to rent an apartment, find…

Have you checked your bank account?  Yours may be one of the bank accounts that already has the $600 stimulus check deposited! This second round of stimulus direct payments started December 29, 2020. The checks will continue to hit bank accounts (or mailboxes via paper check or debit card) through the first half of January…

A new year, a new you. We’ve all heard that, right? But what if you like the old you and maybe just need a little boost? Make 2021 your saving-savvy, year of positive growth. Start with one or two tips below. But START! BE SCARED OF CONSUMER DEBT… But not necessarily of credit cards. Keep…

Get ready! 2021 is literally around the corner! And just like starting fresh in the new year is a great goal for weight loss, exercise and all the other common new year’s resolutions…it’s the perfect time to think FINANCIAL FREEDOM in 2021!! This past year has been a rollercoaster. No doubt about it. Time to…

FTC (Federal Trade Commission) reminds shoppers to look out for scams and do your research to save money. Holiday shopping has taken on a new shape this year due to the COVID-19 pandemic. Likely you’ll be going online to look for those perfect gifts. With endless sales going on, it’s important to keep some online…

Holli Lewandowski; Certified Credit Counselor and Credit Educator Recently I spoke with a group of high school students who had been discussing personal finances in a life skills class. They had many great questions and so it had me thinking…what would I have wanted to know as a young teen that I now know regarding…

There have been new changes to the legal and economic landscape for renters. The CDC published an order that protects qualifying renters who have been impacted by COVID-19 and submit a proper affidavit. However, that order expires at the end of the year. A few other federal protections may help some renters, and individual states…

The pandemic has caused us all to take a second look at our spending habits. And it’s more important than ever to recognize where you can cut back and save. An easy place to start is looking at your spending habits and recognizing when it is that you spend when you don’t need to spend.…

The lightbulb moment. The “ah-ha” moment. When algebra finally makes sense. Those are the KEYS that change your life. The following 6 are those moments financially: 1. People who overspend their income do so in one of three ways: 1) Too much house, 2) Too much car, 3) Too much entertainment. Of course there are…